The policy provides cover against Accidental Damage to contractors’ equipment such as Hauling equipment, Cranes, Surveying equipments, Bull Dozers, Excavators, Mixing machine, Stone crushers, Track-laying machinery, etc. 


Policy Highlights 

  1. Policy covers damage / loss from a variety of causes including Fire & allied perils, Burglary,  Theft and Accidental damage. 
  2. Coverage is for contractors’ equipment at a specified project site, at work or at rest orwhile being dismantled for cleaning or overhauling. 
  3. This policy cover can be extended on payment of extra premium to: 
    1. Third party personal injury and property damage as per policy limits. 
    2. Costs includes clearance / removal of debris following an accident. 
    3. Loss / damage to owners’ surrounding property. 



  1. Loss / damage due to electrical / mechanical breakdown, internal explosions. 
  2. Loss / damage to replaceable parts and attachments (i.e. bits, drills, ropes, belts, batteries, tyres etc.). 
  3. Loss / damage due to continual influence of operation or gradual deterioration (i.e. wear    and tear etc). 
  4. Loss / damage to vehicles licensed for general road use. 
  5. Loss / damage whilst in transit / working underground. 
  6. Pre-existing faults / defects prior to insurance. 
  7. Consequential losses. 
  8. Loss / damage for which supplier / manufacturer is liable. 


For details refer to policy wordings.



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