The Fire Insurance Policy compensates for loss or damage by:

  1. Fire. 
  2. Lightning. 
  3. Explosions (not including damage to boilers).

The policy does not cover: 

  1. Loss by theft during or after occurrence of fire.
  2. Loss or damage by fermentation or spontaneous combustion. 
  3. Arson (intentional act of setting fire to property).
  4. Subterranean fire (occurring below the earth’s surface).
  5. Loss or damage by order of any public authority. 
  6. Indirect or consequential losses, loss of earnings, loss by delay. 


  1. War, invasions, or civil war.
  2. Nuclear or radioactive damages.
  3. Earthquake  or volcanic eruption.


To help us process your request, kindly send the filled and signed Application to

Fax: 920005444 Ext: 444 Or scan it to Customer Care Email: