Medical Malpractice Insurance

Wafa is a joint venture between a group of Saudi promoters and an Indian consortium consisting of Life Insurance Corporation of India, The New India Assurance Company Limited and Life Insurance Corporation (International) B.S.C.(c), Bahrain. 



The  policy will indemnify claims arising out  of  bodily  injury  and / or death of any patient caused by or alleged   to  have  been  caused  by  error,  omission  or  negligence   in  professional  service  rendered  or which  should  have  been  rendered by the Insured named in  the schedule.    


Policy Highlights : 

  1. The Policy will have 2 Limits  of Liability i.e  
    1. AOA – Liability in respect of any one accident and
    2. AOY – Liability in respect of any one year.  
  2. Policy can be taken for a maximum period of 3 years. 
  3. Policy also Indemnifies Defence Cost in addition to the compensations payable to the claimants, subject to the overall claim amount not exceeding the sum insured.



  1. Any criminal act or any act committed in violation of any law or ordinance. 
  2. Services rendered while under the influence of intoxicants or narcotics.      
  3. The use of drugs for weight reduction. 
  4. Claims made against the Insured arising from the performance of cosmetic Plastic surgery, hair transplants, punch grafts, flap rotations and the like.
  5. Third Party Public Liability.
  6. Claims arising from any condition directly or indirectly caused by or associated with  Acquired Immune Deficiency Syndrome or any Syndrome or condition of a similar kind howsoever it may be named. 
  7. Company shall not be liable for any claim directly or indirectly caused by or contributed  to by or arising from Bodily injury or Mental Injury (including mental trauma and or emotional distress) to or death of any person which  Is actually or allegedly caused by, contributed to or in any way related to  blood products or blood derivatives. 
  8. Excluding Genetic damage / manipulation.


For details refer to Policy wordings.  





To help us process your request, kindly send the filled and signed Application to

 Fax: 920005444 Ext: 444 Or scan it to Customer Care Email: